Understanding Tradelines

Tradelines, increasing credit scores, one line at a time. Tradelines can increase credit scores more efficiently, effectively, yet less costly.

Tradelines have long been a mechanism for credit improvement and credit management. Understanding how tradelines work, and the difference between trade lines and credit repair, is as simple as the following two sentences:

  • credit repair is the process by which you remove negative items from your report
  • tradelines is the process by which you at positive accounts to report

Learn more about adding lines of credit to your credit report by reading below.

Tradelines: Removing accounts vs. adding accounts?

Both credit repair and adding tradelines for credit enhancement have the same effect… increasing your credit score. But, what are tradelines, exactly? Tradelines are the accounts appearing on your credit report.  Any account reporting on your credit file is called a tradeline.

Adding lines of credit to report is much simpler then removing negative items, which is why you’ve probably been searching for tradelines for sale.  But, how does adding trade lines help your credit score?  Well, the trick is to add a seasoned tradeline, that is, a line of credit with a history of on time payments and a low debt to credit ratio.  Once the line has reported to your credit file, the effect on your credit score is immediate, as the new account characteristics positively adjust calculation of your score produced by FICO®, VantageBeacon, etc.  While there are many scores developed by many different companies, a large majority of lenders use FICO® score, which is made up of 40% revolving credit accounts; therefore, our lines of credit positively affect 40% of your credit score.

Where can I get tradelines of credit?

We specialize in adding in listing deals for trade lines and we’re able to do so at discounted prices or wholesale prices, unlike most of the companies on the internet.  We can do so as a result of an efficiency process.  We provide the opportunity for you to piggybacking on an account with perfect payment history, enabling you to boost your credit score and a reasonable cost.